IKHWAN, Nuzul; RAYMOND, Raymond; SIREGAR, Dian Lestari. ANALYSIS OF IMPLEMENTATION 5C ASPECTS ON BANKING CREDIT DISTRIBUTION IN BATAM. Akrab Juara : Jurnal Ilmu-ilmu Sosial, [S. l.], v. 1, n. 1, p. 56–69, 2016. Disponível em: https://akrabjuara.com/index.php/akrabjuara/article/view/8. Acesso em: 18 jan. 2026.